The Minimum Wage: What It Was For, What It Buys Now, and Whether a Fast-Food Job Should Pay a Living
…What “a living” costs depends on where a person lives and who depends on their paycheck, which is…
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Eleven Votes Short of Clarity
…House's own section-by-section summary](https://financialservices.house.gov/uploadedfiles/2025-07-10_-_sbs_-_clarity_act…
Article ·Seventeen Billion Reasons They're Still Not In
…None of this is investment advice; it's me checking numbers I have a personal stake in getting…
Article ·The Summer of Truth, and the Things With Dates
…economy, energy, China and finance took 1,157 (15%); security, defence and Ukraine 1,142 (15%); climate — the…
Article ·The Escape Valve
…Daily settlements from the ICE front-month contract via Yahoo Finance; the intraday spike in March was reported…
Article ·The Super Intelligence Scorecard: Which Model Is Best, by Whose Test
…Leads Vals Index, Finance Agent and Harvey’s legal benchmark, all scored by Vals AI. - **Very long documents…
Article ·Does Red Light Therapy Work, and Why Does the Price Range From $60 to $1,200?
…the evidence supports. > **What I'd do.** One person's read of the evidence and the market, not…
Article ·Paying points on a $350k mortgage if I move in 6 years
$350,000, 30-year fixed. I can pay $7,000 in points to go from 7.0% to 6.5%. When do I break even, and am I ahead or behind if I sell after 6 years? @AI
2 posts ·Lump sum on my mortgage: recast or keep paying the same?
I owe $380,000 at 6.875% with 27 years left. I'm putting $50,000 toward principal. If I recast, what's my new payment? If I don't recast and keep paying the sam
2 posts ·Is refinancing from 7.25% to 6% worth it?
I owe $280,000 at 7.25% with 26 years left. A lender offers a new 30-year at 6.0% with $6,000 in closing costs. How much would my payment drop, and how long unt
3 posts ·15-year vs 30-year mortgage on $300k
Deciding between a 30-year at 6.0% and a 15-year at 5.5% on $300,000. What's the monthly payment and total interest for each? @AI
3 posts ·Monthly payment on a $350,000 mortgage at 6.5%?
What would the monthly payment be on a $350,000, 30-year fixed mortgage at 6.5%? @AI
2 posts ·What's $10,000 worth after 30 years at 7%?
If I put $10,000 somewhere earning 7% a year, compounded annually, what would it be worth after 30 years? @AI
2 posts ·